National Housing Advocacy Program
Click Below to Submit a Short Assistance Form
Click to Speak With A Housing Counselor 24/7
Behind on Mortgage or Facing Possible Foreclosure?
You may have options available to protect your property or resolve the situation
Takes about 60 seconds. Reviewed within 24–48 hours.
Temporary Housing Assistance
For Property Owners Facing Mortgage Foreclosure
THA provides emergency financial assistance, loss mitigation support, legal referrals and document review, relocation referrals, and deposit or down payment assistance for qualified applicants.
Support When Housing Stability Is at Risk
If you are facing eviction, foreclosure or sudden housing displacement, assistance may be available. Our housing support counselors help homeowners and renters explore financial assistance programs, relocation support and legal guidance that may help stabilize their situation.
We provide confidential consultations to understand your circumstances and help determine what programs or resources may be available to you.
For qualified applicants, emergency relocation assistance and housing stabilization funds may be available. These financial assistance programs are designed to help individuals and families in urgent situations and do not require repayment when eligibility requirements are met.
Funding eligibility reviews are typically completed within 48 hours.
If direct assistance is not available, we connect applicants with trusted nonprofit partners, housing programs and legal resources that may provide additional support.
How We Help
Our team works with both tenants and homeowners facing housing instability. During your consultation, we help review your situation and guide you toward available assistance programs, relocation support or legal resources.
For qualified applicants, programs may include financial assistance, relocation grants and housing stabilization support.
Available Housing Assistance Programs:
• Relocation Assistance Grants (for those already transitioning, not a first step)
• Rental Property Referrals
• Down Payment Assistance
• Loss Mitigation Support & Mortgage Servicer Coordination
• 48-Hour Fund Eligibility Review
Your property does not have to be for sale for THA assistance or review. Our assistance is not conditioned on a transaction, including but not limited to selling, purchasing, listing, transferring, financing, or leasing your property to affiliated persons, entities, or to THA directly — nor is our assistance contingent on using a referred attorney or real estate professional within our network. You are encouraged to choose your own attorney, realtor, and/or purchaser if selling is the best or only remaining option for you. Paid services are available by some network professional affiliates outside of THA. We do not charge for referral services or pay for services rendered by network professionals. You may reject any THA assistance or referral at any time, and THA also reserves the right to terminate program and referral assistance at any time.
In some cases, THA-affiliated real estate professionals may be available as a last-resort purchasing option, always fully disclosed and not required for assistance. Learn more on our About page.
Start Intake Form (60 seconds)
Housing Stabilization Programs
As a non-profit referral organization, we provide multiple pathways to housing stability.
Some applicants may qualify for direct financial assistance programs, while others may be connected with trusted partner organizations that provide housing support, legal guidance and financial resources.
Our goal is to help you access the most appropriate support for your specific situation.
Past Due Stabilization Planning
Financial assistance programs may be available for tenants and homeowners who are behind on rent or mortgage payments. Our team helps explore available options and may work with landlords or lenders to support stabilization efforts
First Month & Deposit Program
For those relocating to new housing, assistance may be available to help cover first month's rent and security deposit costs, removing barriers to securing safe housing.
Emergency Displacement Program
Immediate relocation assistance may be available for individuals or families facing urgent displacement due to eviction proceedings, unsafe housing conditions or other emergencies.
If Staying in Your Home Isn't Possible Sometimes retention isn't realistic. If that's the case for you, we'll walk you through your options for a sale or property transition — including your right to an independent Realtor, an independent purchaser, and an independent valuation. This section is only relevant after a retention review. If you haven't yet spoken with a Housing Counselor, start there first.
Relocation Support That Helps Cover Moving Costs
Relocation expenses can make it difficult to secure new housing quickly. Our assistance programs help reduce those barriers.