THA — Housing Advocacy, Assistance & Referral Network is a volunteer community service program. THA is not a mortgage lender, mortgage broker, law firm, or guarantor of funding or outcomes.

National Housing Advocacy Program

Click Below to Submit a Short Assistance Form

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Who THA Serves

Property Owners Facing Mortgage Foreclosure

THA provides emergency financial assistance, loss mitigation support, legal referrals and document review, relocation referrals and down payment or deposit assistance for qualified applicants.

Property Owner Facing Tax Delinquency

THA provides emergency financial assistance, tax resolution guidance, legal referrals and document review and connections to tax professionals and advocacy resources to help property owners address delinquent property taxes and pre- and post- tax sale notices.

Families Managing Inherited Property

THA provides emergency financial assistance, probate guidance and legal referrals, document review and connections to advocacy and professional resources to help families navigate inherited property and estate challenges.

48-Hour Fund Eligibility Review

For all qualified applicants — homeowners, renters, taxpayers and heirs — we conduct emergency financial fund eligibility review within 48 hours of initial contact. Our legal support team and counselors are available 24/7 to begin your assessment immediately.

Your property does not have to be for sale to qualify for THA assistance or review. Our assistance is not conditioned on a transaction, including but not limited to selling, purchasing, listing, transferring, financing, or leasing your property to affiliated persons, entities, or to THA directly — nor is our assistance contingent on using a referred attorney or real estate professional within our network. You are encouraged to choose your own attorney, realtor, and/or purchaser if selling is the best or only remaining option for you. Paid services are available by some network professional affiliates outside of THA free services. We do not charge for referral services or pay for services rendered by network professionals or affiliates. You may reject any THA assistance or referral at any time, and THA also reserves the right to terminate program and referral assistance at any time.

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